How Much Does Lap Band Weight Loss Surgery Cost?

Anyone considering lap band surgery will probably have a long list of questions and fairly high up on that list is going to be the question of cost. Sadly,How Much Does Lap Band Weight Loss Surgery Cost? Articles while this may seem like an easy question, it is not quite so simple to answer.

The cost of having lap band surgery will depend upon many things but first you have got to ascertain whether or not you qualify as a candidate for surgery. Making up your mind that you need or want weight loss surgery is all well and good but when it comes to paying for surgery whether or not you meet the requirements of the National Institutes of Health (NHI) is a crucial factor.

As a rule, if you have a body mass index of 40 or more then you will meet the requirements of the NHI. You can also qualify if your BMI is between 35 and 39 provided you are also suffering from a serious medical condition that is directly related to your weight. The list of associated medical conditions is lengthy but will include such things as diabetes, high blood pressure or high cholesterol.

If you fail to meet the NHI requirements then you will need to meet the full cost of lap band surgery yourself.

The next thing that you must look at is whether or not your health insurance will pay for all or some of the cost of surgery. It is frequently thought that insurers will not pay for weight loss surgery but this is not so and insurance companies are increasingly meeting either some or all of the cost of lap band surgery. Your health insurance company will however only meet the cost if you meet the requirements of the NIH and your doctor certifies that surgery is medically necessary.

Okay, so what is lap band surgery going to cost?

The cost of lap band surgery is complex because you need to work out not simply the price of surgery itself but all of the associated costs which will vary widely depending upon where surgery is carried out and by whom. Costs will include such things as pre-surgical tests, fees for your surgeon and hospital charges. Also, there will be various post-surgery charges for services such as follow-up medical visits, nutritional counseling and psychological support.